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A Libra personifies the heavenly radiance of a sylph who is fueled by delicate magic. Sylphs are beautiful spirits that live in the sky. A Virgo will only bestow their uncommon and mysterious powers upon those who deserve them since they have the uncorrupted might of a beast and an unending love for those who are most defenseless. With a raging roar they have the power to intimidate people into obedience.Ī beautiful unicorn automatically comes to mind when we talk of Virgo, a sign indicative of purity and innocence. Guided by the sun, they exude status and power. A Leo has the regal power of a sphinx and is worshipped by everyone who knows their name. The sphynx is a fierce mythical creature with a human head, the body of a lion and wings of a falcon. Just like the werewolf protects its pact, the cancer would do anything to protect their loved ones, even if it means transforming into a form that may be terrifying to other. Though powerful, a werewolf also has an emotional side. Just like fairies, Geminis add a bit of fairy dust into every situation.Ĭancer ,like the werewolf growls with passion and ferocity, drawing all its strength from the moon. Geminis are the ideal embodiment of fairies- playful, mystical, and eloquent. Due to their belief in all things enchanted and mysterious, fairies experience magic and miracles. The mischievous and ethereal Gemini perceives the world through a fairy's eyes. A Taurus exudes dryad’s strength as they guard their wooded home with unwavering loyalty and grant healing to everyone who requests it. The earth sign, Taurus, is always in tune with nature. The fairy-like dryad is the divinity of the woods, they are spirits of the forests who are eternally bound to the trees. The unstoppable Aries will pursue their desires with fierce intensity, they put their entire selves into every action, and everyone beneath them admires and fears their strength. Just like the dragon, for the fearless Aries it’s either win or die, there is no middle ground. The dragon is perhaps the most well-known and adored mythical creature of all times. Find out which mythical creature you are as per your zodiac (pexels) Find out which mythical creature are you, based on your zodiac sign. Sometimes, these powers are beyond what's rational and logical much like the legendary mythical creatures of folklores. We all have our own unique set of magical abilities. Regardless of who we are, we all live two lives: One in reality and the other in our fantasies. Two new CUBIQ FOODS products will be commercially available to domestic and international markets later this year.ĬUBIQ FOODS vegan SMART FAT offers a full flavour profile with fewer calories and less saturated fats. Vegan SMART FAT is a sustainable emulsion, with 100 percent natural ingredients. Raquel Revilla and the entrepreneurs Andrés Montefeltro and Jordi Bladé started the Barcelona-based company in 2018. The BHV investment allows to accelerate the production of CUBIQ FOODS omega-3 healthy fats, based on cellular systems and the industrial development of healthier and novel fat replacers.ĬUBIQ FOODS is the first cultivated fat cell platform to produce high-quality omega-3’s. Dr. Its portfolio includes plant-based meat replacement producers such as Beyond Meat and No Meat, and vegetarian/vegan based food producers such as Plantable, Veestro and LoveRaw.The European venture capital fund, Blue Horizon Ventures (BHV), a leading global investor in Food Tech, joins Moira Capital Partners SGEIC, with a contribution of 5 million Euros (USD 5.4M, GBP 4.4M) to CUBIQ FOODS the Spanish healthy fat innovators.īlue Horizon Ventures specializes in the sustainable food sector, focused on food technology that promotes a positive global impact on the environment, human health and animal rights. Within the food sector, Blue Horizon specialises in the alternative protein sector. With her extensive global network and diverse experience in asset management, she will be instrumental to the growth and development of our investment platform.” Welcoming her to the investment firm, Blue Horizon’s CEO Björn Witte said: “Sedef is an accomplished global leader in sustainable investing and impact management and is fully committed to our vision of bringing tasty, healthy and affordable food to everyone. While Köktentürk narrowly missed out on automatic qualification, she received an invitation from the International Sailing Federation after the withdrawal of athletes from Belgium and Germany. However, in 2006 she picked up her ambition to compete again, leaving Goldman Sachs to qualify for the 2008 Summer Olympics in China. Instead, she decided on a career in financial advisory, joining PwC in New York to work in its corporate finance wing. When Köktentürk broke her hand while training for the windsurfing event at the Barcelona Olympics in 1992, she thought she would never have the opportunity to pursue that dream again. In between, Köktentürk chased her dream of competing at the Olympics. She spent seven years with the ESG and sustainability investor group, having previously worked five years for investment bank Goldman Sachs across two tenures. Köktentürk joins Blue Horizon from Genesis Investment Management, where she was an Associate Partner and a member of the Operations Executive Committee. She brings over two decades of experience to the firm, gained in banking and consulting. Switzerland-based impact investor in the food sector Blue Horizon has named former PwC consultant Sedef Köktentürk as its Chief Operations Officer.Īppointed a Managing Partner and member of the executive team, Sedef Köktentürk has been made responsible for all operations of the firm, including client delivery, operations and technology. Receive VIP access with express entry to Skydeck elevators!Įxpedited Entry admission saves time with an express line to elevators! Be within 2-4 elevator rides from the Skydeck. AdmissionĬhildren under 3 are FREE! Tickets available online to print at home or for immediate mobile delivery. General Admission includes access to the elevator ride to the Skydeck, and The Ledge, glass floor balconies 1,353 feet over Chicago. Click on the options below to see full details and get your tickets today! (Senior) Consultant – Commercial Line.We have a few different options available for purchasing your tickets.Consultant/Senior Consultant - Life A.South West / hybrid with 2 days p/w office-based - Negotiable STAR EXCLUSIVE: Head of Economic Capital.Principal Actuarial Pricing Analyst.London / hybrid 2-3 days a week in office - Negotiable London or Edinburgh / hybrid 50% office attendance - Negotiable London or Edinburgh / hybrid 50% in the office - Negotiable South East / hybrid working 2/3 days in the office - Negotiable London / hybrid with 2 days p/w office-based - Negotiable Leeds / hybrid with 2 days p/w office-based - Negotiable York / hybrid with 3 days p/w office-based - Negotiable South West / London with hybrid working 2 days p/w office-based - Negotiable Critical to any effective adaption strategy will be strong portfolio management and governance, the need for greater operational efficiency, the ability to report clearly on the adherence to the remedy and flexible deployment.” Stephen Jones, UK P&C Consulting Lead at Willis Towers Watson, comments further that: “As with any regulatory change, there will be winners and losers within the industry, and the winners will be those with the ability to flexibly adapt their pricing strategy. It is also worth noting that although the main focus is on home and motor insurance, the product governance rules will also apply to wider general insurance and pure protection products. To that end, we would expect the insurance industry to rise to the challenge posed by the FCA over the coming months. Whilst at face value the proposed remedies will require insurer and intermediaries to significantly adapt their pricing practices, the scale of the change is not incomparable to that which was required of the industry in 2012 when the ruling against the use of gender in insurance pricing was enacted. In effect, this recognises that although general insurance pricing practices are extremely complex in the eyes of the average customer, ultimately this complexity is intended to harmoniously balance insurer and intermediary commercial objectives with fair individual customer outcomes. Our judgement is that stopping firms from price optimising completely could lead to less effective competition and worse consumer outcomes overall”. This can benefit consumers if it allows firms to offer a range of choice and better deals. One of the biggest challenges for insurers and intermediaries alike is managing the implementation transition given current market competitive pressures, and therefore deciding how and at what point price changes should be made.”Īs well as outlining the proposed remedy and additional supporting measures, the report appears to effectively provide an endorsement for the use of complex modelling and price optimisation techniques, stating that “most significantly, it can allow firms to compete by offering different prices and products to different consumers. Graham Wright, UK P&C Pricing Product Claims and Underwriting Lead at Willis Towers Watson, comments: “The UK general insurance industry will no doubt welcome the publication of a proposed outcome to this long investigation, although inevitably the FCA’s paper will raise as many questions as it answers. This report represents the latest milestone on a long journey for the insurance industry. The headline finding is that the FCA has suggested a key pricing remedy which will require firms to offer a renewal price for retail motor and home products that is no higher than the equivalent new business price for that same customer through the same sales channel. General Insurance Article - Willis Towers Watson comments on the FCA GI pricing report The FCA has released its long-awaited final report into GI pricing practices. The Quiet-22 is still plenty lethal to stop a ravenous squirrel at 20 yards and produces roughly half the noise. Take CCI’s Mini-Mag 40-grain round-nose load, for example, which produces 1,235 fps and 135 foot-pounds (ft-lbs.) of energy, and compare it to CCI’s Quiet-22, which slows to 710 fps and 45 ft-lbs. Where subsonic ammo excels, however, is with the. Despite what you might think, much of the noise comes from the gas escaping the barrel, so subsonic rounds aren’t exactly whisper quiet, which is why many add a suppressor to the mix. The tradeoff is less energy on target, which makes going subsonic less desirable with many large hunting calibers. Since the crack of a bullet breaking the sound barrier greatly increases noise, subsonic ammo is designed to leave the muzzle at less than the speed of sound, which is roughly 1,125 fps at sea level. The truth is, there’s a time to slow things down and keep it quiet, which is why subsonic ammo exists. Not only is all that velocity-crazed volume hard on the eardrums, it’s also unfriendly to the pocket book, as anyone who has recently bought a box of ammunition for one of the newest long-range super cartridges can tell you. Just stand next to a muzzlebraked magnum or a straight-piped hot rod to get the picture. The drawback, however, is the noise pollution that accompanies our fixation with speed. From muscle cars to overbore rifle cartridges that burn barrels and launch bullets downrange at well beyond 3,000 feet per second (fps), we operate on the assumption that faster is better. As red-blooded Americans, we’ve long ago come to embrace our ancestral need for speed.
Look after the steps:-ĭial the Turbo T ax contact number 1-800-4INTUIT (1-80) / (1-60). But there are some steps that you need to keep in mind because the call facility is managed by computer software. You are free to call on their official phone number, where you can Speak to a Live Person at TurboTax and discuss your issues. Stay on the call, and when a TurboTax live person joins you, ask the queries to get a real-time solution The system will take you to the concerned departments, where you can ask for a live person Then provide the reason for your call, press the appropriate button You can select the product in the first menu for which you need help Steps to contact TurboTax customer service over the phoneĭial the TurboTax customer care number 1-800-4INTUIT (1-80) / (1-60)Ĭhoose your language and then follow the self-explanatory IVR guidelines It's a simple method you can follow the calling process below to avoid confusion. However, you can directly call TurboTax Customer Support Phone Number to access immediate support. There are multiple modes of communication available through which you can speak to TurboTax representatives. If you need help with filing a tax return or there is some query related to billing, you can contact TurboTax representatives anytime. Remember to visit the official website for more details. The users can also connect with the expert through the other given processes, such as live chat, and the steps that are required to be followed will be much easy and quick. There will be a short hold, after which the expert at TurboTax will connect with you to provide you with the necessary assistance. Press 9 to connect with the TurboTax expert. Press 4 to make the payment for a future subscription. Press 3 to stop the auto-renewal facility. Press 2 to learn about the services and subscriptions. Press 1 to learn everything about your profile. The steps to connect with the experts over call are as follows.ĭial the customer service number 1-800-4INTUIT (1-80) / (1-60), and once getting connected, you are required to follow the IVR menu.įollow the menu to shortlist the topic for which you need assistance. It is the most basic way to get hold of the expert at TurboTax Customer Support Phone Number to get the best and reliable assistance. If you mean "online" service then that ended for 2018 on and is presently getting ready for the 2019 tax year which will start sometime in December.Steps to Connect with an Expert at TurboTax The ONLY "service" you can presently use, is the software program installed on your own computer (that you can use anytime you want just like any other application), but that is hardly a "service". (What software company that sells do-it-youself software provides 24X7 support - that costs money and the price of the product would have to be high enough to support that - not practicable or realistic.)Īnd what does "Don't allow people to use your service 24/7." even mean. To talk directly with a TurboTax employee, use the link above to set up a phone call with customer support. This is a user-to-user help forum of other TurboTax users. Smarten up.įYI: This is not "your" company. Don't allow people to use your service 24/7 w/0 24/7 support to resolve issues. Is NOT complimentary to your company, one bit. From backpacking Ho Chi Minh to Hanoi there are ample rice paddies, bustling metropolises, and banh mi glory to enjoy!įinally, travel to Cambodia and Angkor Wat en route back to Thailand’s southern beaches. Vietnam has THE best street food in all of Southeast Asia, so prepare your belly for bliss. Hire a motorcycle, explore the cities, go scuba diving, or hop around the islands. Soak in the majestic views and cooler temperatures of the mountains in the north before heading south. Vietnam is another classic stop on this route. Tad Lo Waterfall is definitely worth the visit as well. Vang Vieng is the main backpacker playground in Laos this is the place where you can smoke a joint and eat banana pancakes all day. The main attraction to Laos is its unmatched natural beauty, kind people, and rock-bottom prices. Laos receives a fair amount of backpackers, however far fewer than Thailand. Take the slow boat from Chiang Mai to Luang Prabang. If you have time, climb Mount Phousi, because daaaaaaaamn, those views are insane! 3 Months Backpacking Southeast Asia Itinerary: The Banana Pancake TrailĮxplore the best of what Thailand has to offer before heading to Laos. Think swimming at night with bioluminescence and chilling all day in a hammock with just a splash of psytrance. While there is a party vibe on the Cambodian islands, they’re definitely more relaxed. There you can go see Angkor Wat and go south to visit the tropical islands off Cambodia. If the north doesn’t quite do it for you, you can always go party on the epic Thai islands in the south.Īlternatively, you could go from Bangkok across the border into Cambodia. You could start your 2 weeks by visiting Bangkok and exploring the city for a few days. Thailand also has some spectacular temple ruins of its own at Ayathuya and Sukhothai which are close to Bangkok and well worth checking out.įrom Bangkok, it’s easy to travel to Chiang Mai in Northern Thailand and from Chiang Mai onwards to the mountain town of Pai in just a few hours. You will certainly only be scratching the surface, but you will leave with an even more intense hunger to return! That way the transportation distances won’t eat a big bite out of your precious backpacking time. When low on time, I advise sticking to smaller countries like Laos, Thailand, or Cambodia. There is a reason that, despite how touristy some parts of the region get, Southeast Asia remains an incredibly special place to both first time and veteran travellers! What about hiking through dense jungles exploding with wildlife, raging rivers, and massive waterfalls in Laos? And you can’t forget to explore Vietnam by motorbike. This could include world-class SCUBA diving in Malaysia, or a freediving course in the Philippines.Įven the ‘everyday experiences’ of backpacking Southeast Asia are epic, though! Think about taking yoga classes in the morning and surf in the afternoons in Indonesia. I’d say this part of the world takes the cake when it comes to budget backpacking.īecause the region is so cheap, you can enjoy big-ticket experiences that you might not be able to afford in other regions of the world. You don’t have to count your pennies and hustle at every step of the way in order to enjoy a beer at the end of the day. Generally speaking, backpacking in Southeast Asia is very cheap compared to travelling to other parts of the world. This is the ultimate backpacker’s guide to travelling Southeast Asia! Spoiler alert: banh mi is the best street food!įasten your seat belts and put on your motorcycle helmet. Never fear! This Southeast Asia travel guide will give you a detailed low-down of everything you could possibly need to know before you embark on your epic journey.įrom the OG Banana Pancake Trail itinerary to ideas for something more offbeat to my favourite street food, this guide has it all. Legions of inspiration are found in every country throughout the region – and you want to see it all ! With enticing tales of adventure coming from a few generations of travellers, it can be hard to know where to start planning your visit to Southeast Asia. If you’re new to backpacking, this corner of the world is a great place to start your travels – it’s affordable, safe, diverse, friendly, and beautiful. Your senses explode from stimulation and you head out into the hustle and bustle in search of an ice cold beer… If you are coming from western civilisation, exploring the countries of Southeast Asia is like being catapulted into an alternate reality.įrom the moment you set foot on the continent, you can feel the electricity in the air. For many travellers, backpacking Southeast Asia is the ultimate highlight of their backpacking adventures. There are many specific techniques used for measuring body fat. As can be seen, excess visceral fat can have measurable negative impacts to a person's health. Insulin resistance involves cells not properly responding to the hormone insulin, which can lead to high blood sugar levels, and eventually to type 2 diabetes. LDL cholesterol is commonly referred to as "bad cholesterol" while HDL is referred to as "good cholesterol." High levels of LDL cholesterol can clog arteries and lead to complications including heart attacks. Visceral fat is also directly associated with higher levels of low-density lipoprotein (LDL) cholesterol, lower high-density lipoprotein (HDL) cholesterol, and insulin resistance. Furthermore, body fat, specifically visceral fat, has a role in the release of specific cytokines, which are a broad category of proteins involved in cell signaling, that can potentially increase the risk of cardiovascular disease. On a related note, studies have found that excess body fat, particularly abdominal fat, disrupts the normal balance and function of some of these hormones. An excess or a lack of critical hormones can have negative effects that preclude proper body function. All of these potential complications have the ability to reduce a person's life expectancy, and as such, obesity is a medical condition that is studied by many researchers.Īs previously mentioned, fat produces a number of essential hormones that affect a person's body. Obesity is associated with a reduction in quality of life, poorer mental health outcomes, obstructive sleep apnea, as well as multiple leading causes of death worldwide such as cardiovascular disease, stroke, certain cancers and diabetes. adults are defined as obese according to the Centers for Disease Control and Prevention. This has been a growing cause for concern because 36.5% of U.S. The World Health Organization (WHO) classifies obesity as one of the leading preventable causes of death worldwide that is estimated to claim 111,909 to 365,000 deaths per year in the U.S. Potential Complications of Excess Body Fat After the age of 40 (or after menopause in some cases for women), reduced sexual hormones can lead to excess body fat around the stomach in men, or around the buttocks and thighs of women. Note that both women and men store body fat differently and that this can change over time. However, managing diet and exercise has been shown to reduce stored fat. Due to varying factors, it can be more difficult for certain people to reduce body fat stored in the abdominal region. The rate at which body fat accumulates is different from person to person and is dependent on many factors including genetic factors as well as behavioral factors such as lack of exercise and excessive food intake. Thus, highly muscular people are often classified as overweight. A person's body weight is comprised of multiple factors including (but not limited to) body fat, muscle, bone density, and water content. Note that being overweight does not necessarily indicate an excess of body fat. While some storage fat is ideal, excess amounts of storage fat can have serious negative health implications.Įxcess body fat leads to the condition of being overweight and eventually to obesity given that insufficient measures are taken to curb increasing body fat. Storage fat is fat that accumulates in adipose tissue, be it subcutaneous fat (deep under the dermis and wrapped around vital organs) or visceral fat (fat located inside the abdominal cavity, between organs), and references to body fat typically refer to this type of fat. While having excess body fat can have many detrimental effects on a person's health, insufficient body fat can have negative health effects of its own, and maintaining a body fat percentage below, or even at the essential body fat percentage range is a topic that should be discussed with a medical professional. The healthy range of body fat for men is typically defined as 8-19%, while the healthy range for women is 21-33%. The amount of essential fat differs between men and women, and is typically around 2-5% in men, and 10-13% in women. It is necessary fat that maintains life and reproductive functions. Essential body fat is a base level of fat that is found in most parts of the body. In addition, it secretes a number of important hormones, and provides the body with some cushioning as well as insulation.īody fat includes essential body fat and storage body fat. Its primary purpose is to store lipids from which the body creates energy. The scientific term for body fat is "adipose tissue." Adipose tissue serves a number of important functions. Jackson & Pollard Ideal Body Fat Percentages Age The American Council on Exercise Body Fat Categorization Description Related BMI Calculator | Calorie Calculator | Ideal Weight Calculator This project experienced minimal undercuts/ground improvements. Thus the soils excavated from the pond were reused in the building footprint and the utility was backfilled with the natural soils. We currently have four (4) courts with the potential to grow if necessary. We love active communicators, thoughtful problem solvers. perfectly located and conveniently central in sought after Kempsville Lake. Comment: Virginia Beach Sports Center will be holding drop-in Pickleball Monday through Thursdays, 5:30-9pm. We are always seeking creative and motivated people to join our many teams at The Public Theater. Make this beautiful Move-In Ready End-Unit TownHome on cul-de-sac your own. The shallow subsurface soils were typically comprised of relatively clean SANDs (SP, SP-SM and SM). 1045 19th Street Virginia Beach, VA 23451. Click the Schedule Tour Button for a virtual tour with Kempsville Recreation Center. Run by experienced director Christiana Williams, this program’s schedule is 09:00 AM to 05:00 PM, Monday through Friday. These anchors were subjected to tension, axial and lateral static load tests. Kempsville Recreation Center is a licensed Center Child Care located in the community of Virginia Beach, Virginia. An exception is the competition pool which is supported on helical anchors, mainly to account for uplift considerations (poor depths up to 14 feet). The new facility was constructed in the approximate footprint of the original structure and is supported on shallow foundations with a grade supported slab. Green Building Council LEED Green Building Rating System and is targeting LEED Silver certification. The new Kempsville Community Recreation Center has been designed to meet the standards and sustainable goals set forth by the U.S. It’s a physical reminder of the memories of the place the Virginia. In the same week last summer, the city sold 3,714 memberships, parks and rec spokeswoman Julie Braley said. The 87,000 square foot facility has many new amenities, such as a. From Kempsville's opening on June 29 through July 6, 5,665 people joined city rec centers. The newly designed, Kempsville Recreation Center had its grand opening on June 29th, 2017. The new center features a large natatorium that contains a 6-lane competition pool with competition diving areas and a 25’ high glass rock climbing wall, a leisure-fun pool with a zero-entry beach and Virginia Beach-themed play structures and an aqua-track / lazy river element. David Kirkland keeps a piece of the floor of the old Kempsville Recreation Center underneath his office desk. In its first week, the new Kempsville Recreation Center attracted thousands of new members to Virginia Beach's seven facilities. |
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